Can I apply for the First Home Grant before I find a house?

Short answer: Yes. Pre-contract application is faster (20 days) and recommended.

What this actually means in plain English

Yes, and you should. It is called a pre-contract application. It tells you exactly how much grant money you qualify for. Then when you find a house, you just update the application with the address. Pre-approval takes up to 20 working days. Post-contract takes up to 50.

Key Facts

Pre-contract: apply before finding house
Pre-contract processing: up to 20 working days
Post-contract: apply after signing agreement
Post-contract processing: up to 50 working days

Example

Pre Contract: Apply now, get approved in 20 days

Find House: Find house in month 2

Update Application: Add address, approved in 5 days

Total Time: ~25 working days

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