Can my partner and I combine our KiwiSaver for one house purchase?

Short answer: Yes. Both can withdraw. Both must qualify individually. Both must intend to live in the home.

What this actually means in plain English

Yes. Both partners can withdraw their KiwiSaver balances toward the same house. Both must qualify individually. Both must have been in KiwiSaver for 3 years. Both must intend to live in the home. The money goes to the same lawyer for the same settlement.

Key Facts

Both partners must have 3+ years in KiwiSaver
Both must meet first home buyer criteria
Both must intend to live in the property
Withdrawals go to joint settlement

Example

Partner A Balance: $25,000

Partner B Balance: $18,000

Combined: $43,000

Toward House: $600,000 purchase

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