How do I track my deposit savings progress?

Short answer: Spreadsheet or app. Track weekly deposits, running total, percentage to goal. Update every payday.

What this actually means in plain English

Use a simple spreadsheet or app. Track weekly deposits, running total, and percentage toward goal. Update it every payday. Seeing progress keeps you motivated. Include KiwiSaver, savings, and expected grants. A visual tracker with a goal line works better than a hidden account balance.

Key Facts

Track all sources: savings, KiwiSaver, grants, gifts
Update every payday for momentum
Visual progress charts increase motivation
Include target house price and required deposit %
Review monthly and adjust if behind

Example

Tool: Google Sheets or budgeting app

Columns: Date | Amount | Source | Running Total | % of Goal

Weekly Update: Every payday

Monthly Review: Adjust if behind target

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