Can I move in before settlement day?

Short answer: Rare and risky. Needs written tenancy agreement. Most wait for settlement. Get insurance if you do.

What this actually means in plain English

Sometimes, if the seller agrees. You sign a separate tenancy agreement and pay rent until settlement. This is rare and risky. If settlement fails, you have tenancy rights but not ownership. Most buyers wait for settlement. Do not move in early without a written agreement and insurance.

Key Facts

Example

Settlement Date: 30 June

Early Move In: 15 June

Rent: $400/week until settlement

Risk: Settlement delayed, you are now a tenant not owner

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