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Comparison

Stackhold vs spreadsheets.

Spreadsheets are flexible, familiar and cheap. They also drift, break formulas, hide assumptions and rarely connect tenants, expenses, lending rules and next-purchase timing in one place.

Spreadsheets

  • Flexible but easy to break.
  • Manual updates when rates, rent or rules change.
  • No built-in tenant, task, document or AI workflow.
  • Hard to explain to a partner, broker or adviser.

Stackhold

  • One live model for properties, cashflow and personal finances.
  • NZ/AU/US lending defaults with editable rules.
  • Tenants, expenses, documents and tasks beside the numbers.
  • AI-assisted planning that previews changes before applying them.